Turning 65 Guide
Understand the first steps, enrollment timing, and decisions to prepare for around age 65.
Read the guideMedicare Resources.
Medicare Learning Center
Choose the question that matches your situation. Each guide explains one Medicare decision in plain language and links to official sources.
Start with the question you need answered
Working Past 65
Review Medicare timing alongside employer, COBRA, retiree, and HSA considerations.
Read the guideEnrollment Periods
Learn about Initial, Annual, Open, General, and Special Enrollment Periods.
Read the guidePlan Review Checklist
Gather doctors, prescriptions, pharmacies, coverage information, and comparison questions.
Use the checklistMedicare Costs Explained
Understand premiums, deductibles, copays, coinsurance, limits, and IRMAA.
Learn about costsOriginal Medicare vs. Medicare Advantage
Compare provider access, drug coverage, costs, plan rules, and extra benefits.
Compare coverageTurning 65 FAQs
Get concise answers about automatic enrollment, timing, coverage choices, costs, and what to prepare.
Read common questionsExtra Benefits Guide
Review plan-specific dental, vision, hearing, fitness, and OTC benefits.
Review benefitsPopular turning-65 Medicare articles
These focused articles answer the next questions that commonly arise while preparing for Medicare. Open only the topic you need.
Six Months Before Turning 65
Follow a practical timeline for enrollment dates, coverage research, doctors, prescriptions, and plan questions.
View the Medicare timelineWill Medicare Enrollment Be Automatic?
Learn when enrollment may happen automatically and when you generally need to apply yourself.
Understand automatic enrollmentWhat Information Should You Gather?
Prepare your current coverage, doctors, prescriptions, pharmacies, and important enrollment details.
Build your Medicare checklistStill Working at 65?
Review the questions to ask an employer before making a decision about delaying Medicare.
Review employer questionsReview your situation with Gala Health
Bring your coverage information, doctors, prescriptions, preferred pharmacies, and questions for a personalized plan review.
Request a plan review